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  • Firs Mitsubishi

    Hook Norton, Banbury, Oxfordshire, OX15 5DD
  • 01608 737349 01608 730271
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  • Hook Norton, OX15 5DD Phone: 01608 737349
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PERSONAL
CONTRACT PLAN

With our Personal Contract Purchase, you can keep your monthly payments lower, by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. Agree an initial deposit, how many miles you are likely to travel each year and agreement term, your dealer will calculate the Guaranteed Future Value (GFV) for your vehicle, confirm your monthly payment and submit an application to us. Subject to your application being approved, you can just drive your vehicle away.

PCP Explained Finance Calculator

Your options at the end of the agreement

Renew - part exchange your vehicle for a new one via your Mitsubishi dealer, subject to settlement of your existing finance agreement; new finance agreements are subject to status.

Retain - pay the final lump sum payment to own the vehicle.

Return - return the vehicle to Shogun Finance Ltd under the Goods Return Option, instead of paying the final lump sum payment. If the vehicle is in good condition and has not exceeded the allowed mileage, you will have nothing further to pay. If the vehicle has exceeded the agreed mileage, a charge for excess mileage will apply.

PCP Explained

  • Choose your vehicle.
  • Borrow any amount from £1,500.
  • Set payments to suit your budget.
  • Repay over 2 - 3.5 years.
  • Flexible deposit options - 0% may be available subject to status.
  • Personal Contract Purchase is available to Limited Companies on a non regulated basis.
  • Set your annual mileage - up to 24,000 miles a year.
  • Guaranteed Future Value if the vehicle is returned to us under the Goods Return option.

Flexible deposit options – 0% deposit may be available subject to status

Balance (plus fixed interest) pay over a chosen period 2 - 3.5 years in equal monthly payments

At the end of your chosen period you can renew, retain or return


Explore PCP Finance Finance Homepage

Customer benefits

  • Fixed regular payments - easier budgeting.
  • GFV protection - protection from falls in used vehicle values under the Goods Return option (if you hand the vehicle back).
  • Flexible terms - variable deposits, periods and mileage available.
  • Protection - You have Termination and Satisfaction Quality Rights.

Customer Risks

  • Ownership - you do not own the vehicle until the final payment is made.
  • Deferred payment - a significant proportion of the credit is deferred until the end of the agreement, you should prepare for this if you want to own the vehicle.
  • Repossession - your vehicle is at risk of repossession if you do not maintain the contractual payments.
  • Insurance - you must have fully comprehensive cover.
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